TPD Claims for Schizophrenia
July 12, 2021According to the latest report released by the Australian Institute of Health and Welfare (AIHW), it is estimated that there will be just under 150,000 new cases of cancer diagnosed and just under 50,000 deaths from cancer in 2020. By type, lung cancer is estimated to be the leading cause of cancer-related death followed by colorectal cancer in the same year. AIHW suggests that cancer is a major cause of illness in Australia and continues to impact many people’s lives substantially.
If you were diagnosed with cancer and unable to return to work, you may be entitled to claim lump sum payment from your superannuation fund for total and permanent disability (TPD). Before commencing the TPD claim process, check with your insurer if your policy covers this type of payment. In some instances, your claim can be refused.
What TPD compensation can you claim for cancer?
You should provide medical proof that your cancer restrains you from working in your usual occupation or in another occupation that suits your experience and training. TPD claims allow you for obtaining lump sum payment from your superannuation fund. The exact amount you may achieve from your claim will depend on your specific circumstances. TPD payouts typically range between $70,000 and $200,000 for minor and moderate injuries and between $200,000 and $800,000 for more serious disabilities. The awardable amount for extreme cases can go up to $2,000,000.
How can you make a TPD claim for cancer?
First, make sure what your insurance policy covers by contacting your superannuation fund. Then you should be able to provide evidence of your illness through medical reports, together with details of your occupation, payrolls, and other relevant documents explaining why you will not be able to perform your job due to your mental injury. Complete and submit the claim form you can get from your insurer together with these supporting documents.
Why your claim could be refused
Common reasons a TPD claim could be refused are lack of sufficient evidence, inactive or invalid policy, failure to comply with work history requirements, and inability to meet the disability definition of your policy.
This is the heading
Cancer TPD Claim Lawyers
Our experienced TPD cancer claim lawyers conveniently located in Sydney, Parramatta, Penrith, Liverpool and Wollongong can help you at any point in your claiming process. They can assess your situation in the best manner and guide you to achieve the best payout from your TPD claim. Withstand Lawyers also work on a no win no fee basis, which means you do not have to pay any legal fees unless your claim is achieved. Furthermore, we make out of pocket payments for obtaining the supporting documents which may be required in the process of your claim.
